Mental illness is a growing concern in the United States. It’s evident in the staggering increase of studies, programs, and initiatives centered on mental health. Even with all this attention, many people still have trouble finding quality counseling services that are affordable and accessible to them.
Luckily, most states have some form of insurance that helps individuals pay for mental health services in their area. These services are known as “medicaid” and they help low-income individuals cover the costs of necessary healthcare services, including therapy
If you fall into this category and need help finding affordable mental health services, we have some good news for you!
Read on to explore more about Medicaid and how you can use it to your advantage to find a therapist near me that accepts Medicaid.
What Is Medicaid?
Medicaid is a state-funded health insurance program that offers a variety of services to low-income individuals and families, as well as individuals with disabilities.
While the program and requirements for coverage vary from state to state, Medicaid typically offers coverage for several different types of healthcare services, including mental health therapy. This can help those who fall under certain income guidelines afford the cost of mental health care that they might not be able to cover otherwise.
Individuals who qualify for Medicaid can use their insurance to find affordable therapists, psychologists, and other mental health services in their local area. You can also use Medicaid to cover the cost of inpatient mental health treatment if necessary.
To qualify for the program, your household income must fall below a certain threshold and you must be a US citizen or qualified immigrant.
Benefits of Medicaid
Thanks to government funding, Medicaid helps make therapy more affordable for individuals who may not be able to otherwise afford it. This includes the cost of diagnostic testing, prescription medication and other health services.
Equal Access To Care
Depending on where you live, you may also be able to find mental health professionals who offer reduced therapy rates. In these cases, therapists may offer discounted rates or do reduced billing in exchange for being reimbursed by Medicaid.
Access To Specialized Therapists
Insurance providers often have agreements with mental health providers in your area such as community health clinics like Positive Reset to provide reduced-cost therapy to Medicaid recipients. This means that you may have access to specialized therapists that not everyone gets to see.
Steps to Finding an Affordable Therapist That Accepts Medicaid
If you decide that Medicaid is the right option for you, there are a few steps you can take to help find a therapist that accepts Medicaid near you.
Know Your Income Guidelines
Before you even begin to look for therapists who accept Medicaid, it’s important to know what your income guidelines are. This will help you narrow down your search and focus your efforts on the therapists that accept Medicaid in your area.
Research Your State’s Health Insurance
Next, you’ll want to research your state’s health insurance. This includes getting in touch with your state’s Department of Health and finding out which insurance options are available to you.
Find Therapists That Accept Medicaid
Now that you know your guidelines and what insurance options are available, you can start searching for therapists that accept Medicaid.
Your state’s health insurance website may have a page that lists all of the therapy providers that take Medicaid in your area. This can be a great place to start your search.
If you’re struggling with anxiety, depression or another mental health issue, therapy can be a great way to get the help you need. And luckily, Medicaid can help you afford a therapist if you meet its income guidelines.
So, if you need affordable therapy, getting in touch with a therapist near me that accepts Medicaid is a great first step.